Sumaya Al-Hadi Mahmoud Al-Rashah, et al. “The Impact of Technological, Administrative, and Financial Transformations on the Financial and Operational Performance of Islamic Banks: A Field Study in the City of Zliten ”. Al-Imad Journal of Humanities and Applied Sciences (AJHAS), vol. 2, no. 2, Aug. 2026, pp. 505-30, https://doi.org/10.64943/ajhas.2026.020236.